Savings & Loan Rates

18

Wednesday January 07, 2009

Savings RatesLoan Rates

SAVINGS RATES

Click here to calculate your savings.


SHARE ACCOUNT
 

 Share Account

 APR*

 APY**

 S1-  Share Primary

 0.500%

 0.500%

 S2 - Regular

 0.500%

 0.500%

 S3 - Vacation Club

 0.500%

 0.500%

 S4 - Escrow

 0.500%

 0.500%

 S9 - Vacation Club

0.500%

 0.500%

SHARE PRIMARY AND REGULAR SHARE ACCOUNT
The Regular Share Account is a variable rate account.  The rates listed are the last dividend declaration date.  The dividend rate and annual percentage yield (APY)** on this account may change every quarter as determined by our board of directors. 

CHRISTMAS CLUB & VACATION CLUB
The Christmas Club is a variable rate account.  The interest rate & annual percentage yield (APY)** may change annually.

 
 
 

MONEY MARKET ACCOUNT

AVERAGE DAILY BALANCE 

 APR*

 APY*

 $0.00 - $19.999.00

 1.25%

 1.26%

 $20,000.00 - $49,999.00

 1.25%

 1.26% - 1.26%

 $50,000 and above

 1.50%

 1.26% - 1.38%

MONEY MARKET ACCOUNT
The Money Market account is a variable rate account.  The rates listed are as of the last dividend declaration date. The dividend rate and annual percentage yield (APY)** on this account may change every month as determined by our board of directors.  The minimum average daily balance in your account to earn a dividend is $1000. A maximum of three withdrawals per month.  Excess withdrawals will have a $25 per item charge. Minimum deposit of $100. Minimum withdrawal of $500.

 
SCHEDULE OF IRA SHARE RATES

 
 

 IRA SHARE ACCOUNT

 APR*

 APY*

 S90 - IRA Share Deposit

 0.50%

 0.50%

 S91 - IRA Share Over $1000

 1.90%

 1.91%

 S92 - Roth IRA Share Deposit

 1.90%

 1.91%

 S93 - Coverdell IRA Share Deposit

 1.90%

 1.91%

 S94 - Roth IRA Conversion

 1.90%

 1.91%

 S95 - SEP IRA

 1.90%

 1.91%

 
 
SCHEDULE OF CD and CD/IRA RATES
 
 

 APR*

 APY*

 6 Month Certificate

 2.75%

2.78%

 12 Month Certificate

 3.25%

3.29%

 18 Month Certificate

 3.35%

 3.39%

 24 Month Certificate

 3.50%

 3.55%

 36 Month Certificate

 3.50%

 3.55%

 48 Month Certificate

 3.55%

 3.60%

 

Penalty for early withdrawal. Minimum investment of $500 for all terms. The above listed CD rates may change daily.    *Annual Percentage Rate  ** Annual Percentage Yield

LOAN RATES

Wednesday January 07, 2009


All rates quoted as APR (annual percentage rate)

Click here to calculate your loan payment

  

New Vehicles

rates from 5.00%*

Used Vehicles

rates from 5.00%*

RV(Motorhome, Boat, Motorcyle, etc.)

rates from 5.00%*

Mobilehome

rates from 5.00%*

Share Secured/CD Secured

rates from 3.75%*

 *Rates listed represent our best rates and are subject to credit approval. Not all members qualify for our best rate. To determine your rate, please contact the credit union. Rates and terms subject to change.

All rates are annual percentage rates (A.P.R.).

 

First Mortgage/Owner occupied 

 

 30 year amortization, 5 year balloon  as low as 6.00% APR*
 15 year amortization, 5 year balloon  as low as 6.00% APR*

                                                                                                                        
 *Rates listed represent our best rates and are subject to credit approval. Not all members qualify for our best rate. To determine your rate, please contact the credit union. Rates and terms subject to change.

All rates are annual percentage rates (A.P.R.).

Miscellaneous Rates

 

 Home Equity (variable rate) currently at

  4.50%*

 Signature Loan

  8.50%*

 MasterCard

  8.90%

Checking Account Line of Credit

 18.0%

                             
       *Rates listed represent our best rates and are subject to credit approval. Not all members qualify for our best rate. To determine your rate, please contact the credit union. Rates and terms subject to change.                                                                                                                  
                        

     All rates are annual percentage rates (A.P.R.).
                                        

                                                                         

                         

 

 

       

 

 
 


Amalgamated Credit Union